Be ASM Consultant

Tawaran hebat sehingga 31/05/2009 hanya RM100 untuk duduki CUTE test. Jadilah ejen ASM secepat mungkin.

Ringgit Cost Average Principle

RINGGIT COST AVERAGE PRINCIPLE
RM PRICE (RM)
NAV
UNIT
RM2,000 0.55 3636.4
RM2,000 0.52 3846.2
RM2,000 0.48 4166.7
RM2,000 0.50 4000
RM2,000 0.54 3703.7
RM10,000 RM 2.6 19,353

AVERAGE PRICE : RM0.50

ASM – DANA AL-AIMAN

UPON REDEMPTION
19,353 unit x RM0.50
= RM10,450.6

DIVIDEND DECLARATION
19,353 x 5.7 sen (2008)
= RM1103.1

NETT
RM10,450.6 – RM10,000
= RM450.6

DIVIDEND + CAPITAL GROWTH
RM1,103.1 + RM 450.6
= RM1,553.7

KWSP
RM 10,000 x 5.8%
= RM 580.00 p.a

FD
RM10,000 x 3.8%
RM380.00 p.a

ASB
RM10,000 x 7%
= RM700.00 p.a

Dana Ai Aiman

ESSENTIAL FEATURES OF THE SCHEME;0]
1.THE BENEFITS
a. This exclusive benefit is uniquely designed for investors of Dana Al-Aiman with 24 hours world-wide coverage.
b. All individual or joint investors are eligible to this free Takaful coverage.
c. The sum covered shall be RMI.00 for every unit held subject to a minimum investment of 1,000 unit and a maximum coverage of
RM200,000.0O.
d. Investors are not required to have any medical examination.
e. It covers:
i) Death due to illness or accidental causes or,
ii) Total and Permanent Disability (TPD) due to illaess or accidental cause as defined in item l(g).
iii) Funeral expenses of RMI,000.0O is payable partly from the total amount of sum covered.
While the certificate is in force, the amount of coverage shall be based on the amount of units purchased at the time of incident.
f. For joint holder, the coverage will be equally shared. In the case where one of the joint holder is not eligible, the full coverage will be given to the eligible holder.
g. Definition of Total and Permanent DisabilityjPD):
3.CONDITIONS OF PAYMENT
a. Subject to the terms and conditions of the Master Certificate betweer ASM MARA Unit Trust Management Berhad (the Managemeni Company) and Syarikat Takaful Malaysia Berhad (Takaful Malaysia) upon receipt of proof of age is adequate documentary proof that thc
investor:
i) Died due to illness or accidental causes or,
ii) Becomes total and permanently disabled due to illness or accidental cause as defined in item 1(g).
b. Sufficient documentary proof of death or Total and Permanent Disability must furnished to the Management Company within 90 days from the date of occurrence.
c. In the events of claims, the Management Company as the beneficiary of the scheme will deal directly with the investor or the next of kin or the legal advice of the trustee for the release of the Takaful benefits.
d. The Management Company and Takaful Malaysia reserve the right to withdraw takaful coverge for any investor who does not meet health requirement as stipulated by Takaful Malaysia or who has made false declaration.
e. No benefit shall be payable for death or disability of any person covered due to illness or injury occuring before the commencement of his/her policy.
f. Investor with pre-existing conditions will not be insured during the twelve month (12) if any claim arises from those conditions. Claims occuring after the first twelve months will be covered.
i) Disability, whether caused by bodily injury or disease, which wholly prevents the person covered from engaging in any business, or occupation or performing any work, for compensation or profit, or gain, provided however, that the disability has continued uninterruptedly for a period of at least six months.
ii) Total or irrecoverable loss of sight of both eyes, or
iii) Loss of both arms, or both legs, or of one arm and one leg to disability by physical separation at or above the wrist and ankle.
4.CLAIM PROCEDURES
In the event of any claim, investor or beneficiary shall inform ASM MARA Unit Trust Management Berhad and to submit the following documents within 90 days of the occurrence and
a. The Claim Form duly completed (to be provided by Takaful Malaysia)
b. Certified copy of Death Certificate or Burial Permit (if death).
c. Certified copy of the claimant Identity Card or Birth Certificate.
2. ELIGIBILITY
a. This scheme is available to ALL investors of Dana Al- Aiinan
i) Individual investor age between 18 to 65 years old.
ii) Jointholder, one of which may be between 6 years to 65 years.
d. Certified copy of Doctor’s Report (if necessary)
e. Certified copy of Police Report (if accidental death)
f. Unit Trust Certificate/Records of the investors who made the claim.
g. Other documents if requested by Takaful Malaysia.

Moderate and Long Term Investment Channel

ASM give you a multi fund to be selected for your moderate and long term unit trust investment.